How much do you know about your automobile accident insurance coverage? Hint: this is not a “yes” or “no” question. It’s not about whether or not you have insurance, but instead about the type of coverage and the amount of money available to you if you’re seriously injured in a car crash.
If you aren’t sure of the answer, it is very important that you contact your insurance agent as soon as possible. While Georgia law requires those who own or lease a motor vehicle to have liability insurance, this simply provides a minimum amount of coverage to those who are injured by the driver’s negligence. Liability insurance does not provide any coverage for the driver’s own injuries or for damage to his or her car.